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Welcome to KASB Institute of Technology (KASBIT)

Faculty Profile



Muhammad Raghib Zafar



Muhammad Raghib Zafar is Assistant Professor and Head of Teaching Department Accounts, Finance and Islamic Finance Faculty of Management Sciences at KASBIT. His area of research is in the field of Finance, Accounting, Banking, PSX, PMEX, Risk analysis, Project Management, Digital and foreign currencies. He is currently on the final stages of his Ph.D. Mr. Raghib Zafar has several research publications in local and International Journals. He attended many research conferences as organizer, guest, session chair, Co-chair, presenter and participator. He is also reviewing of several HEC category Journals also member of editorial board.

Research Interest

Finance, Accounting, Banking, PSX, PMEX,



Assistant Professor, HOTD

Accounts, Finance and Islamic Finance


Ph.D Scholar, MS in Management Sciences



-    Teminos T24 Banking Software.

-    Computerized accounting 3 months course from Roshi Computers.

-    Hardware and software3 months course from Roshi Computers.

-    CIT (certificate in information technology) 6 months from Master Jee Computer Institute.

-    C++ level II from NCR education center.

-    Can also work on Primavera 3, Peachtree, Marketing Plan pro, Business Plan pro, Stata, E-Views, SPSS, MS Excel advance.



HEC X Category Journal:

-    “Moderating Role of Loan Size and Nature of Business in Relation to the Effect of Bank Credit on Income Level of Clients in Rural and Urban Areas of Pakistan” Indian Journal of Economics and Business Vol. 20 No. 4 (December, 2021) Copyright@ Ashwin Anokha Publications & Distributions.


-    HEC Y Category Journal:

-    “Covid-19 pandemic and challenges to food supply chain: a descriptive study with reference to the organized retail sector of Karachi” International journal of management

ISSN Print: 0976-6502 and ISSN Online: 0976-6510 Volume 12, Issue 6, June 2021, pp. 43-50; Article Id - IJM_12_06_003 Date of Publication - 07 June 2021


-    “Covid-19 and crises management strategies of hospitality industry: a descriptive research.” International journal of management, ISSN Print:0976-6502 and ISSN Online: 0976-6510 Volume 12, Issue 5, May 2021, Article Id - IJM_12_05_027 Date of Publication - 03 June 2021


-    “Does mergers and acquisitions significantly impact the performance of banks in long run? A pre and post CAMEL study of banking in Pakistan.” Revista Amazonía investiga ISSN 2322-6307 Vol 10 No 40 (2021) DOI:


“Long Run Financial Performance Analysis of Pakistani Banks after Merger and Acquisition in comparison with whole Banking Industry.” KASBIT Business Journal (Online) Volume 13(2), Page No. 62-84, December 2020


-    “Analyzing the Impact of Essential Elements of Corporate Governance on the Agency Cost. Does Corporate Governance Itself Plays A Mediating Role: Evidence from the Board of Directors of Higher Education Institutes of Karachi” Published in Research Journal of Finance and Accounting ISSN 2222-1697 (Paper) ISSN 2222-2847 (Online)Vol.8, No.19, 2017.


-    “Measuring the Impact of China Pakistan Economic Corridor on the Socio-Economic Aspects of Pakistan: A Quantitative Research Highlighting the Public Opinion” Journal of Economics and Sustainable Development ISSN 2222-1700 (Paper) ISSN 2222-2855 (Online)Vol.8, No.23, 2017.


-    Office Design and its impact on employees’ productivity: Evidence from Islamic Banks of Karachi" Published with IJSRP Volume 6, Issue 6, June 2016 Edition.


-    Impact of Capital Structure on Banking Profitability" published in IJSRP Volume 6, Issue 3, March 2016 Edition.


List of Courses Taught

Teaching Areas:



Islamic Finance









Google Scholar Link


Research Gate Link